After reading the sample breach letter, I believe the two economics theories that can be viewed in relation to the letter is the rational choice theory and the Marxian economic theory. The rational choice theory refers to the idea that individuals will make decisions with their best interests in mind. In the sample letter, the recipients are encouraged to make the best decision for themselves by contacting their banks to get a replacement card and watch for any suspicious activity. The Marxian economic theory argues that those with power exploit those without power for economic gain. In this case, hackers could be seen as the powerful ones because they have the knowledge, and they are using it to exploit those without cybersecurity knowledge which gave them access to sensitive banking information. Additionally, two different social science theories that I related to the sample letter would be conflict theory and neutralization theory. Conflict theory suggests that because society is in competition for limited resources there will be a state of never-ending conflict; hackers are willing to commit crimes and contribute to the state of conflict possibly because they monetarily motivated, and feel like they are competing for the limited resource that is money. The neutralization theory suggests that individuals will work to rationalize their actions and argue that they are morale. The attackers in the sample breach letter might argue that what they did was for good reason, and that they aren’t wrong for doing it.