{"id":234,"date":"2017-12-18T02:29:47","date_gmt":"2017-12-18T02:29:47","guid":{"rendered":"https:\/\/sites.wp.odu.edu\/businessresilienceselfassessment\/?page_id=234"},"modified":"2020-06-24T15:09:05","modified_gmt":"2020-06-24T15:09:05","slug":"resources-and-assistance","status":"publish","type":"page","link":"https:\/\/sites.wp.odu.edu\/businessresilienceselfassessment\/resources-and-assistance\/","title":{"rendered":"Insurance and Assistance Programs"},"content":{"rendered":"        <div class=\"wpProQuiz_content\" id=\"wpProQuiz_7\">\n                    <div style=\"display: none;\" class=\"wpProQuiz_time_limit\">\n            <div class=\"time\">Time limit: <span>0<\/span><\/div>\n            <div class=\"wpProQuiz_progress\"><\/div>\n        <\/div>\n                <div class=\"wpProQuiz_checkPage\" style=\"display: none;\">\n            <h4 class=\"wpProQuiz_header\">Quiz-summary<\/h4>\n\n            <p>\n                <span>0<\/span> of 8 questions completed            <\/p>\n\n            <p>Questions:<\/p>\n\n            <div style=\"margin-bottom: 20px;\" class=\"wpProQuiz_box\">\n                <ol>\n                                            <li>1<\/li>\n                                            <li>2<\/li>\n                                            <li>3<\/li>\n                                            <li>4<\/li>\n                                            <li>5<\/li>\n                                            <li>6<\/li>\n                                            <li>7<\/li>\n                                            <li>8<\/li>\n                                    <\/ol>\n                <div style=\"clear: both;\"><\/div>\n            <\/div>\n\n            \n            <input type=\"button\" name=\"endQuizSummary\" value=\"Finish quiz\"\n                   class=\"wpProQuiz_button\">\n        <\/div>\n                <div class=\"wpProQuiz_infopage\" style=\"display: none;\">\n            <h4>Information<\/h4>\n\n            \n            <input type=\"button\" name=\"endInfopage\" value=\"Finish quiz\"\n                   class=\"wpProQuiz_button\">\n        <\/div>\n                <div class=\"wpProQuiz_text\">\n            <p>\n                <p>Insurance is an important resource for getting your business up and running again following a severe weather event. Therefore, it is important that you have adequate insurance coverage. Inadequate insurance coverage can lead to major financial loss if your business is damaged, destroyed or simply interrupted for a period of time. However, there are many other resources available to help you recover. Identifying these resources in advance of a disaster or extreme event will facilitate recovery.<\/p>\n            <\/p>\n\n            \n            <div>\n                <input class=\"wpProQuiz_button\" type=\"button\" value=\"Start quiz\"\n                       name=\"startQuiz\">\n            <\/div>\n        <\/div>\n                <div style=\"display: none;\" class=\"wpProQuiz_lock\">\n            <p>\n                You have already completed the quiz before. Hence you can not start it again.            <\/p>\n        <\/div>\n                <div style=\"display: none;\" class=\"wpProQuiz_loadQuiz\">\n            <p>\n                Quiz is loading...            <\/p>\n        <\/div>\n                <div style=\"display: none;\" class=\"wpProQuiz_startOnlyRegisteredUser\">\n            <p>\n                You must sign in or sign up to start the quiz.            <\/p>\n        <\/div>\n                <div style=\"display: none;\" class=\"wpProQuiz_prerequisite\">\n            <p>\n                You have to finish following quiz, to start this quiz:                <span><\/span>\n            <\/p>\n        <\/div>\n                <div style=\"display: none;\" class=\"wpProQuiz_results\">\n            <h4 class=\"wpProQuiz_header\">Results<\/h4>\n                        <p class=\"wpProQuiz_time_limit_expired\" style=\"display: none;\">\n                Time has elapsed            <\/p>\n                                    <div class=\"wpProQuiz_catOverview\" style=\"display:none;\">\n                <h4>Categories<\/h4>\n\n                <div style=\"margin-top: 10px;\">\n                    <ol>\n                                                    <li data-category_id=\"0\">\n                                <span class=\"wpProQuiz_catName\">Not categorized<\/span>\n                                <span class=\"wpProQuiz_catPercent\">0%<\/span>\n                            <\/li>\n                                            <\/ol>\n                <\/div>\n            <\/div>\n            <div>\n                <ul class=\"wpProQuiz_resultsList\">\n                                            <li style=\"display: none;\">\n                            <div>\n                                <p>Insurance is an important resource for getting your business up and running again following a severe weather event. Therefore, it is important that you have adequate insurance coverage. Inadequate insurance coverage can lead to major financial loss if your business is damaged, destroyed or simply interrupted for a period of time. However, there are many other resources available to help you recover. Identifying these resources in advance of a disaster or extreme event will facilitate recovery.<\/p>\n<p><div class=\"panel-group yourcustomclass\" id=\"oscitas-accordion-0\">        <div class=\"panel panel-default\">\n            <div class=\"panel-heading\">\n              <h4 class=\"panel-title\">\n                <a class=\"accordion-toggle collapsed\" data-toggle=\"collapse\"\n                data-parent=\"#oscitas-accordion-0\"\n                href=\"#details-0-0\">\n                Answered mostly 'No' on the quiz?<br \/>\nClick here to access some resources to become more resilient.\n                <\/a>\n              <\/h4>\n            <\/div>\n            <div id=\"details-0-0\" class=\"panel-collapse collapse \">\n              <div class=\"panel-body\"><br \/>\n<strong>What types of insurance should you consider?<\/strong><\/p>\n<p>Talk to your insurance agent about different insurance options. Insurance coverage is available for every conceivable risk your business might face. Cost and amount of coverage of policies vary among insurers. You should discuss your specific business risks and the types of insurance available with your insurance agent or broker. Your agency can advise you on the exact types of insurance you should consider purchasing.<\/p>\n<p><ul class=\"list-group \"><li class=\"list-group-item\"><span class=\"glyphicon glyphicon-arrow-right\"><\/span> <a href=\"https:\/\/www.sba.gov\/managing-business\/running-business\/insurance\" target=\"_blank\" rel=\"noopener\">Basic overview<\/a> of business insurance from the SBA<\/li>\n<\/ul><\/p>\n<p><strong>Assess your insurance coverage on an annual basis.\u00a0 <\/strong><\/p>\n<p><ul class=\"list-group \"><li class=\"list-group-item\"><span class=\"glyphicon glyphicon-arrow-right\"><\/span> Insurance policies vary \u2013 check with your agent or provider about things such as physical losses, flood coverage and business interruption.<\/li>\n<li class=\"list-group-item\"><span class=\"glyphicon glyphicon-arrow-right\"><\/span> Understand what your policy covers and what it does not. Ask about any deductibles, if applicable.<\/li>\n<li class=\"list-group-item\"><span class=\"glyphicon glyphicon-arrow-right\"><\/span> Consider how you will pay creditors and employees. You should also plan how you will provide for your own income.<\/li>\n<li class=\"list-group-item\"><span class=\"glyphicon glyphicon-arrow-right\"><\/span> Find out what records your insurance provider will want to see after an emergency and store them in a safe place.<\/li>\n<li class=\"list-group-item\"><span class=\"glyphicon glyphicon-arrow-right\"><\/span> Use this\u00a0<a href=\"http:\/\/sites.wp.odu.edu\/businessresilienceselfassessment\/wp-content\/uploads\/sites\/6068\/2021\/06\/Business_InsuranceDiscussionForm_2014.pdf\" target=\"_blank\" rel=\"noopener\">Insurance Discussion Form<\/a> from Ready.gov to discuss your insurance coverage with your agent.<\/li>\n<\/ul><\/p>\n<p><strong>Dealing with Your Insurance After a Disaster or Extreme Event<\/strong><\/p>\n<p>Your insurance policy is a contract between you and your insurance carrier.\u00a0 As the insured, you have certain duties and responsibilities in the event of a loss.<\/p>\n<p>Important steps when <strong>dealing with your insurance carrier<\/strong> in the event that your business suffers damages and\/or losses:<\/p>\n<ol>\n<li>Notify you broker or insurance company that a loss has occurred, first by telephone and then follow-up in writing.<\/li>\n<li>Make emergency and temporary repairs to mitigate further damage.<\/li>\n<li>Prevent liability by blocking building entry of unauthorized individuals.<\/li>\n<li>Review the insurance policy to verify the scope of the amount of coverage.<\/li>\n<li>Establish a \u201cdisaster loss amount\u201d to track all loss-related expenses.<\/li>\n<li>Document your activity in a log and maintain accurate records.<\/li>\n<li>Collect all books, records and other data (photographs, etc.) pertaining to the damaged property.<\/li>\n<li>Contact the insurance company\u2019s representatives to arrange for a joint inspection of damages. When you first meet with the insurance representative try to reach an agreement of the scope of the damage and loss and on a rough timetable of events to drive the adjustment process.<\/li>\n<li>Document, in writing, all agreements with the insurance adjuster.<\/li>\n<li>Request and advance payment on the loss from the insurance company, first verbally and then follow-up in writing.<\/li>\n<li>Evaluate the building, contents and business interruption\/ extra expense claims.<\/li>\n<li>Quantify the building damage by preparing a diagram of the building, indicating all damaged areas.<\/li>\n<li>Prepare a detailed estimate of the damage to business personal property pricing according to recent invoices, catalogs or knowledge of the products. To speed up the process, invite the adjuster to work with you to develop the damage estimates. It may eliminate controversy in the final stages of the adjustment.<\/li>\n<li>For the business interruption and extra expense claims, gather information from books, records, forecasts and market analysis, and then determine the period of indemnity.<\/li>\n<\/ol>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Recovery assistance programs <\/strong>(Note: This is not an exhaustive list)<br \/>\n<ul class=\"list-group \"><li class=\"list-group-item\"><span class=\"glyphicon glyphicon-arrow-right\"><\/span> <strong>Disaster Assistance and Emergency Relief Program for Individuals and Businesses \u2013 <\/strong>Businesses in a federally-declared disaster area can deduct unreimbursed casualty losses (for property that was destroyed by a natural disaster) on tax returns (using <a href=\"https:\/\/www.irs.gov\/businesses\/small-businesses-self-employed\/disaster-assistance-and-emergency-relief-for-individuals-and-businesses-1\" target=\"_blank\" rel=\"noopener\">Form 4684<\/a>).<\/li>\n<strong><li class=\"list-group-item\"><span class=\"glyphicon glyphicon-arrow-right\"><\/span> SBA Business Disaster Loans <\/strong>\u2013 Provides low interest <a href=\"https:\/\/disasterloanassistance.sba.gov\/ela\/s\/\" target=\"_blank\" rel=\"noopener\">disaster loans<\/a> to businesses in a declared disaster area to repair or replace real estate, personal property, machinery &amp; equipment, inventory and business assets that have been damaged or destroyed in a declared disaster.<\/li>\n<strong><li class=\"list-group-item\"><span class=\"glyphicon glyphicon-arrow-right\"><\/span> SBA Economic Injury Disaster Loans<\/strong> \u2013 Provides <a href=\"https:\/\/www.sba.gov\/funding-programs\/disaster-assistance\/economic-injury-disaster-loans\" target=\"_blank\" rel=\"noopener\">loans to small businesses<\/a>\u00a0in a declared disaster area that experience substantial economic injury. Substantial economic injury is defined as being unable to meet obligations and to pay ordinary and necessary operating expenses.\u00a0 Loans provide the necessary working capital to help small businesses survive until normal operations resume after a disaster.<\/li>\n<strong><li class=\"list-group-item\"><span class=\"glyphicon glyphicon-arrow-right\"><\/span> Disaster Unemployment Assistance \u2013 <\/strong>Provides <a href=\"https:\/\/www.benefits.gov\/benefit\/597\" target=\"_blank\" rel=\"noopener\">benefit assistance<\/a> to individuals whose employment or self-employment has been lost or interrupted as a direct result of a declared disaster and who are not eligible for regular unemployment insurance benefits.<\/li>\n<\/ul><\/div>\n            <\/div>\n        <\/div><\/div><\/p>\n<p><strong><br \/>\nCongratulations! You&#8217;ve completed all sections of the business resilience self-assessment. <\/strong><\/p>\n                            <\/div>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n                        <div style=\"margin: 10px 0px;\">\n                                    <input class=\"wpProQuiz_button\" type=\"button\" name=\"restartQuiz\"\n                           value=\"Restart quiz\">\n                                    <input class=\"wpProQuiz_button\" type=\"button\" name=\"reShowQuestion\"\n                           value=\"View questions\">\n                                            <\/div>\n        <\/div>\n                <div class=\"wpProQuiz_reviewDiv\" style=\"display: none;\">\n            <div class=\"wpProQuiz_reviewQuestion\">\n                <ol>\n                                            <li>1<\/li>\n                                            <li>2<\/li>\n                                            <li>3<\/li>\n                                            <li>4<\/li>\n                                            <li>5<\/li>\n                                            <li>6<\/li>\n                                            <li>7<\/li>\n                                            <li>8<\/li>\n                                    <\/ol>\n                <div style=\"display: none;\"><\/div>\n            <\/div>\n            <div class=\"wpProQuiz_reviewLegend\">\n                <ol>\n                    <li>\n                        <span class=\"wpProQuiz_reviewColor\" style=\"background-color: #6CA54C;\"><\/span>\n                        <span class=\"wpProQuiz_reviewText\">Answered<\/span>\n                    <\/li>\n                    <li>\n                        <span class=\"wpProQuiz_reviewColor\" style=\"background-color: #FFB800;\"><\/span>\n                        <span class=\"wpProQuiz_reviewText\">Review<\/span>\n                    <\/li>\n                <\/ol>\n                <div style=\"clear: both;\"><\/div>\n            <\/div>\n            <div>\n                            <\/div>\n        <\/div>\n                <div class=\"wpProQuiz_quizAnker\" style=\"display: none;\"><\/div>\n                <div style=\"display: none;\" class=\"wpProQuiz_quiz\">\n            <ol class=\"wpProQuiz_list\">\n                                    <li class=\"wpProQuiz_listItem\" style=\"display: none;\">\n                        <div\n                            class=\"wpProQuiz_question_page\" style=\"display:none;\" >\n                            Question <span>1<\/span> of <span>8<\/span>                        <\/div>\n                        <h5 style=\"display: none;\"\n                            class=\"wpProQuiz_header\">\n                            <span>1<\/span>. Question                        <\/h5>\n\n                        \n                                                <div class=\"wpProQuiz_question\" style=\"margin: 10px 0 0 0;\">\n                            <div class=\"wpProQuiz_question_text\">\n                                <p><b>Does your business have any insurance for flood?<\/b><\/p>\n                            <\/div>\n                                                        <ul class=\"wpProQuiz_questionList\" data-question_id=\"60\"\n                                data-type=\"multiple\">\n                                \n                                    <li class=\"wpProQuiz_questionListItem\" data-pos=\"0\">\n\n                                                                                                                                <span style=\"display:none;\"><\/span>\n                                            <label>\n                                                <input class=\"wpProQuiz_questionInput\"\n                                                       type=\"checkbox\"\n                                                       name=\"question_7_60\"\n                                                       value=\"1\"> Yes                                            <\/label>\n\n                                                                            <\/li>\n                                    \n                                    <li class=\"wpProQuiz_questionListItem\" data-pos=\"1\">\n\n                                                                                                                                <span style=\"display:none;\"><\/span>\n                                            <label>\n                                                <input class=\"wpProQuiz_questionInput\"\n                                                       type=\"checkbox\"\n                                                       name=\"question_7_60\"\n                                                       value=\"2\"> No                                            <\/label>\n\n                                                                            <\/li>\n                                                                <\/ul>\n                        <\/div>\n                        \n                        \n                                                <input type=\"button\" name=\"back\" value=\"Back\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\"\n                               style=\"float: left !important; margin-right: 10px !important; display: none;\">\n                                                <input type=\"button\" name=\"check\" value=\"Check\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\"\n                               style=\"float: right !important; margin-right: 10px !important; display: none;\">\n                        <input type=\"button\" name=\"next\" value=\"Next\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\" style=\"float: right; display: none;\">\n\n                        <div style=\"clear: both;\"><\/div>\n\n                                                    <div style=\"margin-bottom: 20px;\"><\/div>\n                        \n                    <\/li>\n\n                                    <li class=\"wpProQuiz_listItem\" style=\"display: none;\">\n                        <div\n                            class=\"wpProQuiz_question_page\" style=\"display:none;\" >\n                            Question <span>2<\/span> of <span>8<\/span>                        <\/div>\n                        <h5 style=\"display: none;\"\n                            class=\"wpProQuiz_header\">\n                            <span>2<\/span>. Question                        <\/h5>\n\n                        \n                                                <div class=\"wpProQuiz_question\" style=\"margin: 10px 0 0 0;\">\n                            <div class=\"wpProQuiz_question_text\">\n                                <p><b>Does your business have any insurance for wind?<\/b><\/p>\n                            <\/div>\n                                                        <ul class=\"wpProQuiz_questionList\" data-question_id=\"61\"\n                                data-type=\"multiple\">\n                                \n                                    <li class=\"wpProQuiz_questionListItem\" data-pos=\"0\">\n\n                                                                                                                                <span style=\"display:none;\"><\/span>\n                                            <label>\n                                                <input class=\"wpProQuiz_questionInput\"\n                                                       type=\"checkbox\"\n                                                       name=\"question_7_61\"\n                                                       value=\"1\"> Yes                                            <\/label>\n\n                                                                            <\/li>\n                                    \n                                    <li class=\"wpProQuiz_questionListItem\" data-pos=\"1\">\n\n                                                                                                                                <span style=\"display:none;\"><\/span>\n                                            <label>\n                                                <input class=\"wpProQuiz_questionInput\"\n                                                       type=\"checkbox\"\n                                                       name=\"question_7_61\"\n                                                       value=\"2\"> No                                            <\/label>\n\n                                                                            <\/li>\n                                                                <\/ul>\n                        <\/div>\n                        \n                        \n                                                <input type=\"button\" name=\"back\" value=\"Back\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\"\n                               style=\"float: left !important; margin-right: 10px !important; display: none;\">\n                                                <input type=\"button\" name=\"check\" value=\"Check\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\"\n                               style=\"float: right !important; margin-right: 10px !important; display: none;\">\n                        <input type=\"button\" name=\"next\" value=\"Next\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\" style=\"float: right; display: none;\">\n\n                        <div style=\"clear: both;\"><\/div>\n\n                                                    <div style=\"margin-bottom: 20px;\"><\/div>\n                        \n                    <\/li>\n\n                                    <li class=\"wpProQuiz_listItem\" style=\"display: none;\">\n                        <div\n                            class=\"wpProQuiz_question_page\" style=\"display:none;\" >\n                            Question <span>3<\/span> of <span>8<\/span>                        <\/div>\n                        <h5 style=\"display: none;\"\n                            class=\"wpProQuiz_header\">\n                            <span>3<\/span>. Question                        <\/h5>\n\n                        \n                                                <div class=\"wpProQuiz_question\" style=\"margin: 10px 0 0 0;\">\n                            <div class=\"wpProQuiz_question_text\">\n                                <p><b>Does your business have any insurance for fire?<\/b><\/p>\n                            <\/div>\n                                                        <ul class=\"wpProQuiz_questionList\" data-question_id=\"62\"\n                                data-type=\"multiple\">\n                                \n                                    <li class=\"wpProQuiz_questionListItem\" data-pos=\"0\">\n\n                                                                                                                                <span style=\"display:none;\"><\/span>\n                                            <label>\n                                                <input class=\"wpProQuiz_questionInput\"\n                                                       type=\"checkbox\"\n                                                       name=\"question_7_62\"\n                                                       value=\"1\"> Yes                                            <\/label>\n\n                                                                            <\/li>\n                                    \n                                    <li class=\"wpProQuiz_questionListItem\" data-pos=\"1\">\n\n                                                                                                                                <span style=\"display:none;\"><\/span>\n                                            <label>\n                                                <input class=\"wpProQuiz_questionInput\"\n                                                       type=\"checkbox\"\n                                                       name=\"question_7_62\"\n                                                       value=\"2\"> No                                            <\/label>\n\n                                                                            <\/li>\n                                                                <\/ul>\n                        <\/div>\n                        \n                        \n                                                <input type=\"button\" name=\"back\" value=\"Back\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\"\n                               style=\"float: left !important; margin-right: 10px !important; display: none;\">\n                                                <input type=\"button\" name=\"check\" value=\"Check\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\"\n                               style=\"float: right !important; margin-right: 10px !important; display: none;\">\n                        <input type=\"button\" name=\"next\" value=\"Next\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\" style=\"float: right; display: none;\">\n\n                        <div style=\"clear: both;\"><\/div>\n\n                                                    <div style=\"margin-bottom: 20px;\"><\/div>\n                        \n                    <\/li>\n\n                                    <li class=\"wpProQuiz_listItem\" style=\"display: none;\">\n                        <div\n                            class=\"wpProQuiz_question_page\" style=\"display:none;\" >\n                            Question <span>4<\/span> of <span>8<\/span>                        <\/div>\n                        <h5 style=\"display: none;\"\n                            class=\"wpProQuiz_header\">\n                            <span>4<\/span>. Question                        <\/h5>\n\n                        \n                                                <div class=\"wpProQuiz_question\" style=\"margin: 10px 0 0 0;\">\n                            <div class=\"wpProQuiz_question_text\">\n                                <p><b>Does your business have any insurance for catastrophic loss?<\/b><\/p>\n                            <\/div>\n                                                        <ul class=\"wpProQuiz_questionList\" data-question_id=\"63\"\n                                data-type=\"multiple\">\n                                \n                                    <li class=\"wpProQuiz_questionListItem\" data-pos=\"0\">\n\n                                                                                                                                <span style=\"display:none;\"><\/span>\n                                            <label>\n                                                <input class=\"wpProQuiz_questionInput\"\n                                                       type=\"checkbox\"\n                                                       name=\"question_7_63\"\n                                                       value=\"1\"> Yes                                            <\/label>\n\n                                                                            <\/li>\n                                    \n                                    <li class=\"wpProQuiz_questionListItem\" data-pos=\"1\">\n\n                                                                                                                                <span style=\"display:none;\"><\/span>\n                                            <label>\n                                                <input class=\"wpProQuiz_questionInput\"\n                                                       type=\"checkbox\"\n                                                       name=\"question_7_63\"\n                                                       value=\"2\"> No                                            <\/label>\n\n                                                                            <\/li>\n                                                                <\/ul>\n                        <\/div>\n                        \n                        \n                                                <input type=\"button\" name=\"back\" value=\"Back\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\"\n                               style=\"float: left !important; margin-right: 10px !important; display: none;\">\n                                                <input type=\"button\" name=\"check\" value=\"Check\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\"\n                               style=\"float: right !important; margin-right: 10px !important; display: none;\">\n                        <input type=\"button\" name=\"next\" value=\"Next\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\" style=\"float: right; display: none;\">\n\n                        <div style=\"clear: both;\"><\/div>\n\n                                                    <div style=\"margin-bottom: 20px;\"><\/div>\n                        \n                    <\/li>\n\n                                    <li class=\"wpProQuiz_listItem\" style=\"display: none;\">\n                        <div\n                            class=\"wpProQuiz_question_page\" style=\"display:none;\" >\n                            Question <span>5<\/span> of <span>8<\/span>                        <\/div>\n                        <h5 style=\"display: none;\"\n                            class=\"wpProQuiz_header\">\n                            <span>5<\/span>. Question                        <\/h5>\n\n                        \n                                                <div class=\"wpProQuiz_question\" style=\"margin: 10px 0 0 0;\">\n                            <div class=\"wpProQuiz_question_text\">\n                                <p><b>Does your business have any insurance for loss of income?<\/b><\/p>\n                            <\/div>\n                                                        <ul class=\"wpProQuiz_questionList\" data-question_id=\"64\"\n                                data-type=\"multiple\">\n                                \n                                    <li class=\"wpProQuiz_questionListItem\" data-pos=\"0\">\n\n                                                                                                                                <span style=\"display:none;\"><\/span>\n                                            <label>\n                                                <input class=\"wpProQuiz_questionInput\"\n                                                       type=\"checkbox\"\n                                                       name=\"question_7_64\"\n                                                       value=\"1\"> Yes                                            <\/label>\n\n                                                                            <\/li>\n                                    \n                                    <li class=\"wpProQuiz_questionListItem\" data-pos=\"1\">\n\n                                                                                                                                <span style=\"display:none;\"><\/span>\n                                            <label>\n                                                <input class=\"wpProQuiz_questionInput\"\n                                                       type=\"checkbox\"\n                                                       name=\"question_7_64\"\n                                                       value=\"2\"> No                                            <\/label>\n\n                                                                            <\/li>\n                                                                <\/ul>\n                        <\/div>\n                        \n                        \n                                                <input type=\"button\" name=\"back\" value=\"Back\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\"\n                               style=\"float: left !important; margin-right: 10px !important; display: none;\">\n                                                <input type=\"button\" name=\"check\" value=\"Check\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\"\n                               style=\"float: right !important; margin-right: 10px !important; display: none;\">\n                        <input type=\"button\" name=\"next\" value=\"Next\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\" style=\"float: right; display: none;\">\n\n                        <div style=\"clear: both;\"><\/div>\n\n                                                    <div style=\"margin-bottom: 20px;\"><\/div>\n                        \n                    <\/li>\n\n                                    <li class=\"wpProQuiz_listItem\" style=\"display: none;\">\n                        <div\n                            class=\"wpProQuiz_question_page\" style=\"display:none;\" >\n                            Question <span>6<\/span> of <span>8<\/span>                        <\/div>\n                        <h5 style=\"display: none;\"\n                            class=\"wpProQuiz_header\">\n                            <span>6<\/span>. Question                        <\/h5>\n\n                        \n                                                <div class=\"wpProQuiz_question\" style=\"margin: 10px 0 0 0;\">\n                            <div class=\"wpProQuiz_question_text\">\n                                <p><b>Does your business have any insurance for equipment breakdown (boiler and machinery)?<\/b><\/p>\n                            <\/div>\n                                                        <ul class=\"wpProQuiz_questionList\" data-question_id=\"65\"\n                                data-type=\"multiple\">\n                                \n                                    <li class=\"wpProQuiz_questionListItem\" data-pos=\"0\">\n\n                                                                                                                                <span style=\"display:none;\"><\/span>\n                                            <label>\n                                                <input class=\"wpProQuiz_questionInput\"\n                                                       type=\"checkbox\"\n                                                       name=\"question_7_65\"\n                                                       value=\"1\"> Yes                                            <\/label>\n\n                                                                            <\/li>\n                                    \n                                    <li class=\"wpProQuiz_questionListItem\" data-pos=\"1\">\n\n                                                                                                                                <span style=\"display:none;\"><\/span>\n                                            <label>\n                                                <input class=\"wpProQuiz_questionInput\"\n                                                       type=\"checkbox\"\n                                                       name=\"question_7_65\"\n                                                       value=\"2\"> No                                            <\/label>\n\n                                                                            <\/li>\n                                                                <\/ul>\n                        <\/div>\n                        \n                        \n                                                <input type=\"button\" name=\"back\" value=\"Back\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\"\n                               style=\"float: left !important; margin-right: 10px !important; display: none;\">\n                                                <input type=\"button\" name=\"check\" value=\"Check\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\"\n                               style=\"float: right !important; margin-right: 10px !important; display: none;\">\n                        <input type=\"button\" name=\"next\" value=\"Next\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\" style=\"float: right; display: none;\">\n\n                        <div style=\"clear: both;\"><\/div>\n\n                                                    <div style=\"margin-bottom: 20px;\"><\/div>\n                        \n                    <\/li>\n\n                                    <li class=\"wpProQuiz_listItem\" style=\"display: none;\">\n                        <div\n                            class=\"wpProQuiz_question_page\" style=\"display:none;\" >\n                            Question <span>7<\/span> of <span>8<\/span>                        <\/div>\n                        <h5 style=\"display: none;\"\n                            class=\"wpProQuiz_header\">\n                            <span>7<\/span>. Question                        <\/h5>\n\n                        \n                                                <div class=\"wpProQuiz_question\" style=\"margin: 10px 0 0 0;\">\n                            <div class=\"wpProQuiz_question_text\">\n                                <p><strong>Do you know what is covered by your insurance?<\/strong><\/p>\n                            <\/div>\n                                                        <ul class=\"wpProQuiz_questionList\" data-question_id=\"66\"\n                                data-type=\"multiple\">\n                                \n                                    <li class=\"wpProQuiz_questionListItem\" data-pos=\"0\">\n\n                                                                                                                                <span style=\"display:none;\"><\/span>\n                                            <label>\n                                                <input class=\"wpProQuiz_questionInput\"\n                                                       type=\"checkbox\"\n                                                       name=\"question_7_66\"\n                                                       value=\"1\"> Yes                                            <\/label>\n\n                                                                            <\/li>\n                                    \n                                    <li class=\"wpProQuiz_questionListItem\" data-pos=\"1\">\n\n                                                                                                                                <span style=\"display:none;\"><\/span>\n                                            <label>\n                                                <input class=\"wpProQuiz_questionInput\"\n                                                       type=\"checkbox\"\n                                                       name=\"question_7_66\"\n                                                       value=\"2\"> No                                            <\/label>\n\n                                                                            <\/li>\n                                                                <\/ul>\n                        <\/div>\n                        \n                        \n                                                <input type=\"button\" name=\"back\" value=\"Back\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\"\n                               style=\"float: left !important; margin-right: 10px !important; display: none;\">\n                                                <input type=\"button\" name=\"check\" value=\"Check\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\"\n                               style=\"float: right !important; margin-right: 10px !important; display: none;\">\n                        <input type=\"button\" name=\"next\" value=\"Next\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\" style=\"float: right; display: none;\">\n\n                        <div style=\"clear: both;\"><\/div>\n\n                                                    <div style=\"margin-bottom: 20px;\"><\/div>\n                        \n                    <\/li>\n\n                                    <li class=\"wpProQuiz_listItem\" style=\"display: none;\">\n                        <div\n                            class=\"wpProQuiz_question_page\" style=\"display:none;\" >\n                            Question <span>8<\/span> of <span>8<\/span>                        <\/div>\n                        <h5 style=\"display: none;\"\n                            class=\"wpProQuiz_header\">\n                            <span>8<\/span>. Question                        <\/h5>\n\n                        \n                                                <div class=\"wpProQuiz_question\" style=\"margin: 10px 0 0 0;\">\n                            <div class=\"wpProQuiz_question_text\">\n                                <p><strong>Do you know where\/how to obtain information about government recovery assistance programs?<\/strong><\/p>\n                            <\/div>\n                                                        <ul class=\"wpProQuiz_questionList\" data-question_id=\"67\"\n                                data-type=\"multiple\">\n                                \n                                    <li class=\"wpProQuiz_questionListItem\" data-pos=\"0\">\n\n                                                                                                                                <span style=\"display:none;\"><\/span>\n                                            <label>\n                                                <input class=\"wpProQuiz_questionInput\"\n                                                       type=\"checkbox\"\n                                                       name=\"question_7_67\"\n                                                       value=\"1\"> Yes                                            <\/label>\n\n                                                                            <\/li>\n                                    \n                                    <li class=\"wpProQuiz_questionListItem\" data-pos=\"1\">\n\n                                                                                                                                <span style=\"display:none;\"><\/span>\n                                            <label>\n                                                <input class=\"wpProQuiz_questionInput\"\n                                                       type=\"checkbox\"\n                                                       name=\"question_7_67\"\n                                                       value=\"2\"> No                                            <\/label>\n\n                                                                            <\/li>\n                                                                <\/ul>\n                        <\/div>\n                        \n                        \n                                                <input type=\"button\" name=\"back\" value=\"Back\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\"\n                               style=\"float: left !important; margin-right: 10px !important; display: none;\">\n                                                <input type=\"button\" name=\"check\" value=\"Check\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\"\n                               style=\"float: right !important; margin-right: 10px !important; display: none;\">\n                        <input type=\"button\" name=\"next\" value=\"Next\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\" style=\"float: right; display: none;\">\n\n                        <div style=\"clear: both;\"><\/div>\n\n                                                    <div style=\"margin-bottom: 20px;\"><\/div>\n                        \n                    <\/li>\n\n                            <\/ol>\n                            <div>\n                    <input type=\"button\" name=\"wpProQuiz_pageLeft\"\n                           data-text=\"Page %d\"\n                           style=\"float: left; display: none;\" class=\"wpProQuiz_button wpProQuiz_QuestionButton\">\n                    <input type=\"button\" name=\"wpProQuiz_pageRight\"\n                           data-text=\"Page %d\"\n                           style=\"float: right; display: none;\" class=\"wpProQuiz_button wpProQuiz_QuestionButton\">\n\n                                            <input type=\"button\" name=\"checkSingle\"\n                               value=\"Finish quiz\"\n                               class=\"wpProQuiz_button wpProQuiz_QuestionButton\" style=\"float: right;\">\n                    \n                    <div style=\"clear: both;\"><\/div>\n                <\/div>\n                    <\/div>\n                <\/div>\n                <script type=\"text\/javascript\">\n            window.wpProQuizInitList = window.wpProQuizInitList || [];\n\n            window.wpProQuizInitList.push({\n                id: '#wpProQuiz_7',\n                init: {\n                    quizId: 7,\n                    mode: 3,\n                    globalPoints: 8,\n                    timelimit: 0,\n                    resultsGrade: [0],\n                    bo: 4100,\n                    qpp: 0,\n                    catPoints: [8],\n                    formPos: 0,\n                    lbn: \"Finish quiz\",\n                    json: {\"60\":{\"type\":\"multiple\",\"id\":60,\"catId\":0,\"points\":1,\"correct\":[1,1]},\"61\":{\"type\":\"multiple\",\"id\":61,\"catId\":0,\"points\":1,\"correct\":[1,1]},\"62\":{\"type\":\"multiple\",\"id\":62,\"catId\":0,\"points\":1,\"correct\":[1,1]},\"63\":{\"type\":\"multiple\",\"id\":63,\"catId\":0,\"points\":1,\"correct\":[1,1]},\"64\":{\"type\":\"multiple\",\"id\":64,\"catId\":0,\"points\":1,\"correct\":[1,1]},\"65\":{\"type\":\"multiple\",\"id\":65,\"catId\":0,\"points\":1,\"correct\":[1,1]},\"66\":{\"type\":\"multiple\",\"id\":66,\"catId\":0,\"points\":1,\"correct\":[1,1]},\"67\":{\"type\":\"multiple\",\"id\":67,\"catId\":0,\"points\":1,\"correct\":[1,1]}}                }\n            });\n        <\/script>\n        \n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-48\" src=\"http:\/\/sites.wp.odu.edu\/businessresilienceselfassessment\/wp-content\/uploads\/sites\/6068\/2017\/10\/ODURC.png\" alt=\"\" width=\"200\" height=\"107\">&nbsp; 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